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200 Bank Street: Historic Mt. Pleasant Home with Unobstructed Harbor Views

200 Bank Street, Mount Pleasant, SC 29464

200 Bank Street is one of the most historic homes in all of Mount Pleasant.  The home sits in the heart of the Old Village–a coveted Mount Pleasant neighborhood.  Bordered by the Charleston Harbor and Shem Creek, the waterfront neighborhood has tree-lined streets, beautiful homes and a collection of local shops and gathering places including Alhambra Hall and the Pitt Street Bridge.  You can ride bikes to Sullivans Island, the weekly farmers market, local restaurants and more.  200 Bank Street is located right on the Charleston harbor–with expansive water views for as far as the eye can see.  From your backyard, you can catch glimpses of the downtown skyline and Fort Sumter.  

Porch at 200 Bank StreetHistory

This historic home was built in 1858–making it one of the oldest private residences in Mount Pleasant.  US Army Engineer Captain George Washington Cullum built the home to serve as the Mount Pleasant lighthouse and keeper’s dwelling.  The property was part of a larger plan to upgrade the navigational aids in the Charleston Harbor and it remained in service until the Civil War.  The property then served as a dwelling for the channel light and buoy keeper of Charleston Harbor until it was sold by the federal government following World War II.

Outdoor Living Spaces

The home was built to make the most of its position on the harbor with manicured grounds and expansive views of the water.  A large driveway allows plenty of room for off-street parking and there is an ivy-covered shed for storage.  Boxwoods, moss-draped live oaks, palmettos, and colorful gardens enhance the grounds and they come to life at night with extensive landscape lighting.  There is also a private blue stone courtyard in front of the home with a soothing wall fountain.  The backyard overlooks the water and was designed for entertaining with a large brick patio.  A large porch, complete with two ceiling fans, looks out over the harbor and is the ideal spot to relax, unwind and enjoy the view and harbor breezes.  The deepwater dock extends into the water with a boat lift and floating dock so you can easily navigate to the harbor, Intracoastal Waterway or Atlantic Ocean for a day at sea.  


The home’s interior has a flowing floor plan with the living room, eat-in kitchen and newly added master wing on the first floor.  Original hardwood floors run throughout the living room and kitchen with large windows overlooking the water.  Notable features include built-in bookshelves, multiple gas fireplaces, a wet bar, high-end appliances including a Wolf range, granite counters and custom cabinets.  The central foyer opens to the back porch so you can enjoy coastal breezes and the sounds of the harbor.

200 Bank Street living roomThe master wing is tucked opposite the living space.  A long hall with a desk nook has  windows looking out to the blue stone courtyard and is accented with nice lighting and Indonesian wood doors leading into the bedroom area.  A wooden vaulted ceiling and statement light fixtures make the room glow and the en suite bath is elegantly appointed with mirrored his and her vanities, a marble shower and floor.

Two identical guest bedroom suites with harbor views are located on the second floor.  A secondary master suite encompasses the entire third floor and includes a bedroom with built-in shelving, multiple window seats, a small office nook and an en suite bath with a marble shower and a jetted tub overlooking the water.

Because of its history, level of finish and unobstructed harbor views, this listing at 200 Bank Street is a rare find.  For more information on the property or to setup a showing, contact listing agent Jimmy Dye.

200 Bank Street dock in Charleston harbor

Property Video

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